Retail Business Funding in the US

Most small business owners prefer to visit their local banks the moment they need a retail business loans. However, few are aware of the fact that banks are not keen on funding small businesses. The reason for this is simple, banks do not consider small businesses to be very good investment options, in fact they are viewed as high risk investments by banks.

However, all hope is not lost for private small business owners, and there are many options still available, which provide retail business loans to small business owners. Funding Easily is a private lender and we do provide small businesses with the perfect funding options, easily and quickly.

The criteria that banks have to provide business funding is very stringent and involve a thorough scrutiny of documentation, to establish if the business is financially stable. In addition to this banks require a high credit score, approximately 700 or more to entertain the funding application. Banks generally only choose to finance small businesses that are very financially stable and healthy, and this goes against the basic principles of small businesses who require the funding.

Generally, small business owners who are looking for retail business funding US are doing so for various business needs. These needs are basically, working capital, expansion of the business, inventory, equipment, advertising and other related business requirements. As a private funder Funding Easily is familiar with such business loan requirements, and does provide thousands of small businesses with loans every year.

The criteria that we have in place is designed to be realistic and practical for small business owners, and also parameters that make it qualify-able for small business owners.  Our parameters are as follows; the business needs to be at least 12 months old and running, the owner of the business should not be in active bankruptcy and the gross monthly sale of the business should be at least $15 thousand.

In addition to this, and unlike banks, we do not require any form of personal guarantees, collateral, or security to provide them with loans. Banks on the other hand do require collateral, security and personal guarantees.

For more information related to instant small business loans contact us. Our funding team will provide you with the information you require as well as assist you with the application of the loan if required.
Location: United States

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